Overdraft Fees apply if you overdraw your account, don’t have the necessary Available Balance at the end of the day and we pay the transaction on your behalf. You will be charged an Overdraft Fee for each item paid. There is no fee for ATM withdrawals and everyday debit card transactions that are declined.
$35 per item paid
We will limit to 7 the combined number of these Overdraft Fees and/or Returned Item Fees charged on any one day, up to a total of $245
. If your account remains overdrawn for 4 consecutive business days, on the 5th business day we will charge a Sustained Overdraft Fee of $30. An additional $30
fee will be charged on the 8th business day if your account remains overdrawn for 7 consecutive business days, and on the 11th business day if your account remains overdrawn for 10 consecutive business days, up to a total of $90
. Fee is waived for Private Checking with Interest and Private Money Market accounts.